Biweekly Budget Spreadsheet for Excel and Google Sheets – Paycheck Planning and Sinking Funds

Plan each paycheck, match bills to payday, and track spending and savings in Excel or Google Sheets. The biweekly budget spreadsheet also supports weekly and monthly pay.

RELATED BUDGET AND DEBT BUNDLE

WHAT'S INCLUDED
• 4 workbooks: Light and Dark themes, each with sample data and blank
• Start Here PDF guide (setup + Google Sheets steps)

FEATURES
• Paycheck budget: pick a paycheck to see its income, the bills due before the next payday, spending, savings and what's left to assign
• Weekly, biweekly or monthly pay, with 3-paycheck months handled automatically
• Paycheck schedule: 12 months of paydays, planned vs. actual, projected buffer
• Bills tracker: each bill is assigned to the paycheck that covers it
• Sinking funds with a suggested amount per paycheck
• Savings goals with progress bars and estimated finish dates
• Debt payoff summary with an estimated debt-free date
• Transaction log that feeds every tab automatically
• Annual dashboard with charts
• Protected formulas, shaded input cells, print-ready pages

COMPATIBILITY
✔ Google Sheets (free Google account; one-click Make a copy links in the guide, or upload the file)
✔ Excel 2016 or newer, Windows or Mac
✘ Not designed for Numbers or LibreOffice
A computer is recommended for setup.

DIGITAL DOWNLOAD
This is a digital product. No physical item will be shipped. You'll receive a download link after purchase.

PERSONAL USE LICENSE
For your own personal or household use. Please don't resell, share or redistribute the files.

PLEASE NOTE
• The names and numbers in the sample editions are fictional, for demonstration only.
• Colors may look slightly different on your screen.
• This is a budgeting tool, not financial advice.

Questions? Contact us through the shop and we'll help.

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